Key Features:

1. Modern Glassmorphism Design:

   • Floating card effect with backdrop blur

   • Responsive grid layout

   • Smooth transitions and animations

   • Professional result display with breakdown

2. Advanced Calculation Options:

   • Policy term selection (10-35 years)

   • Premium amount input

   • Payment frequency options

   • Age at entry consideration

   • Customizable bonus rate

   • Survival benefit calculation

3. Day/Night Mode Toggle:

   • Smooth theme transition

   • Customizable color variables

   • Interactive mode toggle button

   • Automatic icon switching

4. Comprehensive Results:

   • Total premiums paid

   • Sum assured calculation

   • Loyalty additions

   • Survival benefits

   • Total maturity value

5. Input Validation:

   • Number formatting

   • Error handling

   • Real-time calculations

How to Use:

1. Select policy term from dropdown

2. Enter monthly premium amount

3. Choose payment frequency

4. Enter age at policy commencement

5. Adjust bonus rate if needed

6. Click "Calculate Maturity"

7. Toggle day/night mode as preferred

Note: This calculator uses standard Jeevan Saral calculation parameters. For exact values:

1. Update SA_FACTOR as per official LIC tables

2. Adjust SURVIVAL_BENEFIT_RATES with official values

3. Modify bonus rate calculation as per current LIC declarations

The tool includes modern CSS features like:

• CSS Grid for layout

• CSS Variables for theme management

• Backdrop-filter for glass effect

• Advanced responsive design techniques

LIC Jeevan Saral Maturity Calculator

Policy Term (Years) 10 Years 15 Years 20 Years 25 Years 35 Years

Monthly Premium (₹)

Premium Payment Mode Monthly Quarterly Half-yearly Yearly

Age at Entry

Bonus Rate (per ₹1000 SA)

Total Premiums Paid: ₹0

Sum Assured: ₹0

Loyalty Additions: ₹0

Survival Benefits: ₹0

Total Maturity Value: ₹0