Here’s an advanced and modern "Bankrate Mortgage Calculator" with all essential options, along with a "Click for More Info" button that changes color each time it's clicked. This tool allows users to calculate their mortgage payments and explore more detailed options with the click of a button.

Bankrate Mortgage Calculator

Loan Amount ($):

Interest Rate (%):

Loan Term (Years):

Annual Property Tax ($):

Annual Home Insurance ($):

Features of the Bankrate Mortgage Calculator: ......................................................................................................................................................................... Loan Amount, Interest Rate, Loan Term, Property Tax, and Home Insurance: These are the key user inputs needed to calculate mortgage payments. Monthly Mortgage Payment: It calculates the standard mortgage payment for principal and interest. Total Monthly Payment: This includes the monthly mortgage payment, property tax, and home insurance. Dynamic "Click for More Info" Button: The button changes colors randomly with each click, making the experience engaging and interactive. Responsive Design: This tool is optimized for use on both desktop and mobile devices. How It Works: Input Fields: Users provide details such as loan amount, interest rate, loan term, annual property tax, and home insurance. Calculation: The mortgage payment is calculated using the formula for loan amortization. The property tax and home insurance are added to the monthly mortgage payment to give the total monthly cost. Result Display: The tool shows the mortgage payment (principal + interest), property tax, home insurance, and total monthly payment. "Click for More Info" Button: Clicking this button changes its color, offering users a dynamic and fun feature. This tool provides a comprehensive view of the mortgage payment process, including taxes and insurance, helping users understand the full scope of their monthly obligations.